Personal Finance
Resources and tools to help you manage your finances effectively.
Does Paying Off Collections Help or Hurt Your Credit Score?
Reading Time: 12:48 minutes
Ever wondered if paying the collections account will actually help your credit score? You’re not alone. Many people think paying…
12 Powerful Benefits of Good Credit: How a High Score Can Save You Thousands
Reading Time: 13:25 minutes
“A low credit score won’t affect me unless I need a loan.” Sound familiar? That’s one of the biggest misconceptions…
Why Is There a Random $1 Charge on My Credit Card? What It Means and When to Act
Reading Time: 12:27 minutes
Ever spotted a random $1 charge on your credit card and had no idea where it came from? That tiny…
Authorized User vs Co-Signer: What’s the Real Difference and Which One Is Safer for Your Credit?
Reading Time: 10:34 minutes
Trying to build your credit score but don’t qualify for a credit card? You might hear advice like “just become…